We make business financing more accessible and transparent by enabling MSMEs to secure funding and empowering Investors to participate in the real economy through a regulated marketplace. SC Licence: Microleap PLT 201804001722 (LLP0016104-LGN).
RM733M+
Disbursed
9,328+
Investors
0.23%
Default Rate
2019
SC-Regulated Since
About microLEAP: A Regulated P2P Platform in Malaysia
Peer-To-Peer (P2P)
Financing Platform
We make business financing more accessible and more transparent, by enabling MSMEs to raise financing and enabling investors to participate in the real economy through a regulated marketplace.
What We Do:
- Provide a marketplace where eligible businesses can raise financing through our Investment Notes
- Enable investors to evaluate opportunities with important information and risk indicators
- Support programme-based financing for institutions, corporates, and government initiatives where required
- Bumiputera-owned Malaysian fintech, building local financial inclusion since 2019
Empowering Growth,
Creating Impact
Our Purpose
To democratise finance and empower people to build better futures, whether by growing their businesses or investing in the success of others.
Every ringgit invested through microLEAP contributes to real, measurable impact in communities across Malaysia.
Mission
To enable inclusive access to capital for MSMEs while offering investors ethical and rewarding opportunities.
Vision
To become the leading regional P2P platform, empowering businesses and investors across Southeast Asia and beyond.
How We Operate
We focus on disciplined underwriting, clear disclosures, and process-driven servicing, so the marketplace remains dependable for both businesses and investors.
Prudence
Underwriting and limits designed to manage portfolio concentration and credit risk
Transparency
Clear presentation of terms, fees, and payment structure so investors can make informed decisions
Governance
Programme rulebooks, defined decision rights, and reporting for institutional and mandate-based programmes
Operational Discipline
Structured monitoring, collections workflow, and escalation protocols
Regulatory Compliance
Operating to standards under the Securities Commission Malaysia (SC) Guidelines, with processes designed to support conduct, disclosure, and oversight requirements
Built On
Purpose
We believe access to financing should be straightforward for viable MSMEs, and participation should be responsible for Investors.
Financial Inclusion
Expanding access to capital for underserved MSMEs who are creditworthy but overlooked by traditional finance.
Ethical Conduct
Maintaining transparency, fairness, and integrity in every interaction with investors and businesses.
Platform Integrity
Building systems and processes that ensure sustainable growth and long-term trust in the ecosystem.
Fully Regulated by the Securities Commission Malaysia
We are regulated by the Securities Commission Malaysia under the Recognised Market Operator (RMO) Guidelines. Our operations comply with rigorous standards in investor protection, risk scoring, and data transparency. SC Licence: Microleap PLT 201804001722 (LLP0016104-LGN).
Why Choose microLEAP as a P2P Financing Company?
Dual platform: Shariah-compliant & Conventional
Invest from just RM10
Attractive returns (up to 18% p.a)
Insurance and personal guarantees on select Investment Notes
Auto-Invest option
Backed by institutional funds
Investor Rewards Programme
Lowest default rate among SC-regulated P2P platforms in Malaysia
Bumiputera-owned Malaysian fintech since 2019
Recognised for
Innovation & Impact
Fintech Frontiers 50
Fintech News Malaysia
Tunku Danny was named among the Top 35 award recipients honouring fintech leaders shaping the future of digital finance in Southeast Asia.
President's Cup for Entrepreneurship
Enterprise Asia — Asia Economic Forum
Winner of this prestigious award recognising entrepreneurs who demonstrate exceptional innovation, creativity, and business leadership.
Royal Award for Islamic Finance (RAIF) Impact Challenge
The Royal Award for Islamic Finance
Selected among the Top 10 teams in the inaugural RAIF Impact Challenge, supporting innovative Shariah-compliant digital solutions with positive economic and social impact.
Unicorn Pitches Champion
The Startup Network
Crowned Malaysia's Champion for demonstrating innovation, growth potential, and a scalable business model with the potential to become a billion-dollar company.
Startup of the Year Nominee & Industry Award – Fintech
Cradle Fund — Coach & Grow Programme
Awarded for outstanding innovation, resilience, and sector disruption during COVID-19 as part of CGP Cohort 4's Road to Graduation honours.
Find Us Across Malaysia
Viewing: Kuala Lumpur (HQ)
Kuala Lumpur (HQ)
A-18-01, 18th Floor, The MET Corporate Towers, 20, Jalan Dutamas 2, 50480 Kuala Lumpur
Perai, Penang
Ipoh, Perak
No 6 , Laluan Tasek Timur 3, Taman Tasek Indra, 31400, Ipoh Perak
Muar, Johor
Batu 6 1/2, Sungai Raya, Bukit Pasir, 84300, Muar, Johor
Johor Bharu, Johor
V Workspace, 18A, Jalan Ceria 1A, Taman Nusa Indah, 79100, Nusajaya, Johor
Kota Kinabalu, Sabah
Suite G-02-B, Ground Floor, Menara MAA, No.6 Lorong Api-Api 1, 88000 Kota Kinabalu, Sabah
Alor Setar, Kedah
Shahnaz Interiors, Suite 1-8, Wisma ARENA 55, Level 1, Lorong Perak 12, Mergong Industrial Area 2, 05150, Alor Setar, Kedah
Kuching, Sarawak
Level 2, Chen Ling Tower, The Podium, Jalan Tun Patinggi Haji Ahmad Zaidi Adruce, 93200, Kuching, Sarawak
Frequently Asked Questions
Got questions? We've got answers. Learn more about who microLEAP is and how we operate.