Institutional Financing Partnerships Built for Scale
Deliver SME financing programmes through a Securities Commission Malaysia (SC) regulated Recognised Market Operator (RMO), with institutional grade underwriting, governance, and reporting.
Why Institutions Choose microLEAP
A trusted, regulated partner for institutions seeking strong governance, disciplined risk management, and measurable impact—without the cost or complexity of building their own platform.
Trusted & Regulated
A Recognised Market Operator (RMO) under the Securities Commission Malaysia, with established compliance controls and processes.
Proven Track Record
Significant cumulative deployment across thousands of MSMEs, with performance monitoring and consistent servicing workflows.
Institutional Expertise
A dedicated institutional team experienced in delivering programmes for banks, DFIs, corporates, GLCs, and government agencies.
Rigorous Due Diligence
Meticulous credit underwriting, risk grading, KYC/AML checks, and ongoing monitoring—tailored to programme eligibility and risk appetite.
Existing Partnerships & Ecosystem
We collaborate with a range of institutions, agencies, and ecosystem partners across programme delivery, distribution, and market development. View examples of our partnerships and collaborations.
Our institutional partners and ecosystem collaborators include MTDC, TERAJU, PUJB, Halal Development Corporation (HDC), SME Corp Malaysia, and MPRC.
microLEAP secured the largest share of TERAJU's RM100 million fund for the i-WCPF Invoice Financing Platform supporting Bumiputera businesses.
Partnerships shown are examples and may vary by programme and period.
Built for Institutions
microLEAP is a Recognised Market Operator (RMO) regulated by the Securities Commission Malaysia, ensuring institutional-grade governance and compliance
SC-regulated Recognised Market Operator (RMO)
Strict credit underwriting and risk grading system
Comprehensive fraud checks and KYC processes
Trustee structures for investor protection
Institutional-grade reporting standards
Shariah-compliant options available
Regular regulatory audits and compliance reviews
Data security and privacy protection
You can verify microLEAP's registration on the SC's Recognised Market Operators register.
Regional Reach
Deploy capital across Malaysia and the region through our established platform. Programmes can be designed to support nationwide SME ecosystems or specific industries, sectors, or geographic priorities.
Impact Measurement
Impact reporting (optional): MSME outcomes and programme KPIs aligned to your mandate. Reporting can be aligned to programme-specific KPIs, ESG initiatives, financial inclusion objectives, or sector-focused development goals where applicable.
Risk Management
Multi-layered risk assessment including credit scoring, financial checks, and personal guarantees
Capital Efficiency
Efficient deployment with minimal operational overhead and full transparency. Institutions can leverage microLEAP's existing digital infrastructure instead of building internal financing workflows from the ground up.
Choose Your Partnership Model
Flexible structures designed to match your organisation's mandate, risk tolerance and deployment goals
Co-Funding Programmes
Blend institutional capital with retail investor participation to scale MSME funding while sharing exposure.
Best for: DFIs / corporates seeking crowd participation or blended finance
You control: Programme eligibility, caps, pricing parameters, reporting requirements
You receive: Deployment + performance dashboards, sector distribution, impact reporting (optional)
Key Benefits:
Risk-sharing via diversified participation
Larger addressable deployment capacity
Programme-level reporting and governance
Institutional/Corporate Funding Partnership
Deploy institutional or corporate funds via microLEAP's regulated structure with agreed underwriting and reporting.
Best for: Banks/DFIs/corporates deploying balance sheet or mandate capital
You control: Mandate rules, approvals, limits, risk appetite overlays
You receive: Transparency through periodic institutional reporting packs
Key Benefits:
Regulated operating structure
Transparent reporting and monitoring
Customisable commercial and operational terms
Pricing flexibility (up to 18% p.a.) — Institutions can set programme pricing parameters (subject to credit and programme rules), including lower-cost financing options.
Vendor & Supply Chain Financing
Finance suppliers upfront against your procurement cycles—improve supplier cash flow while optimising your payment terms.
Best for: Corporates/GLCs with large supplier or contractor networks
You control: Eligible supplier list, programme terms, payment flows
You receive: Take-up, utilisation, and performance reporting
Key Benefits:
Improve supplier cash flow (upfront financing)
Extend payment terms without squeezing suppliers
Earn returns on allocated/idle capital (returns vary)
Returns are not guaranteed and vary by financing structure, issuer performance, and programme terms. Supplier eligibility and financing approval are subject to credit assessment.
Government & State Initiatives
Targeted MSME schemes aligned to public policy outcomes, with clear governance and reporting.
Best for: Ministries, state agencies, government-linked programmes
You control: Target segments, subsidy/eligibility rules, success KPIs
You receive: Deployment and impact reporting aligned to policy goals
Key Benefits:
Policy-aligned targeting
Transparent impact tracking
Sector or demographic segmentation
Pricing flexibility (up to 18% p.a.) — Institutions can set programme pricing parameters (subject to credit and programme rules), including lower-cost financing options.
Customisable Financing Programme (CFP)
A bespoke institutional programme tailored to your mandate—sector focus, risk appetite, Shariah requirements, deployment pace, governance, and reporting.
Best for: Institutions with specific mandates or non-standard governance
You control: Eligibility rules, decision rights, workflow, reporting templates
You receive: Custom dashboards, impact KPIs, governance criteria
Key Benefits:
Tailored eligibility and risk criteria
Custom workflows and approvals
Mandate-specific impact metrics
Flexible governance structure
How We Partner
A structured approach to designing and launching your institutional financing programme
Discovery
Clarify mandate, target segments, risk tolerance, KPIs
Programme Design
Structure, eligibility, governance, reporting templates, Shariah requirements (if any)
Pilot Launch
Controlled deployment with agreed monitoring criteria
Scale
Expand limits, automate reporting, optimise underwriting based on observed performance
Ready to Deploy with microLEAP?
Share your mandate and deployment objectives. We will propose a programme structure, governance model, underwriting approach, and reporting pack aligned to your needs.
Our institutional team will work with you to determine the most suitable partnership model before programme design begins.
Response within 3 business days. Programme structures subject to regulatory and internal approvals.